VERIFIED ISO/IEC 27001 Certified | ISO 9001 Certified | DPDP Compliant | RBI Compliant Platform
Enterprise SaaS & FinTech Software

Intelligent Technology Platforms for Collections Lifecycle

One Unified Technology Ecosystem Powering Collections, Communications, Legal Notices and Litigation Workflows.

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Flagship Platforms
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End to End Portfolio Visibility
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API-Ready & Integration Enabled

ClearDu SaaS Software Suite

AI Powered Solutions

Cloud Active
Collexifi
End-to-End Collection Management System
Active SaaS
Notifi X
Digital & Physical Notice Management
Speed Post API
SARFAESI 360
End-to-End Legal Workflow Management
e-Courts Sync
VoiceBot
Conversational Voice AI agent
12+ Languages
ENTERPRISE-GRADE TECHNOLOGY

Trusted by Financial Institutions

From purpose built tech Platforms to collection services, ClearDu works with Banks, NBFCs, ARCs, MFIs and lenders automate collections, engage borrowers and manage recovery workflows at scale

HDFC Bank
Muthoot Fincorp
Fusion Finance
IIFL Finance
L&T Finance
Indian Overseas Bank
ICICI Bank
Axis Bank
Kotak Bank
IndusInd Bank
IDFC First
Bajaj Finance
Tata Capital
Banking Partner
Banking Partner
Banking Partner
Banking Partner
Banking Partner
Banking Partner
HDFC Bank
Muthoot Fincorp
Fusion Finance
IIFL Finance
L&T Finance
Indian Overseas Bank
ICICI Bank
Axis Bank
Kotak Bank
IndusInd Bank
IDFC First
Bajaj Finance
Tata Capital
Banking Partner
Banking Partner
Banking Partner
Banking Partner
Banking Partner
Banking Partner
FLAGSHIP SAAS SOLUTIONS

Enterprise SaaS Products

Purpose-built, RBI and DPDP compliant software platforms engineered for Banks, NBFCs, ARCs, MFIs, HFCs, and FinTech Lenders.

Collexifi
UNIFIED COLLECTIONS PLATFORM

A unified omnichannel collections platform that connects digital engagement, Voice bot, tele-calling, field operations, agency management, payments and workflows for smarter, more efficient collections.

360 degree Portfolio visibility
Omnichannel Engagement with IVR, WhatsApp, Auto Dialer, SMS, VoiceBot and more
Intelligent Collections Workflows to automate tasks, follow-ups and next-best actions
Real-time visibility through dashboards and analytics for leadership
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Notifi X
NOTICE AUTOMATION

Notifi X automates the complete legal notice lifecycle, from bulk notice generation and print-to-post dispatch to India Post integration, delivery tracking, response capture and audit-ready records.

Integration with India Post & Meta
Generate and dispatch digital/physical notices in bulk with just a few clicks.
Automate Speed Post dispatch and track real time status
Maintain complete delivery records and an end-to-end audit trail.
Explore Notifi X Specs →
SARFAESI 360
COMPLETE SARFAESI LIFECYCLE

SARFAESI 360 brings the entire legal recovery lifecycle onto one platform, from SARFAESI notices to DRT, DRAT, possession, valuation, auctions and reconciliation.

Direct e-Courts API Sync
Manage the complete SARFAESI journey from demand notice to recovery and closure.
Automate key legal actions, notices, timelines and approval workflows.
Track possession, valuation, publication and auction activities in one place.
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VoiceBot
AI-POWERED VOICE AGENT

VoiceBot is an intelligent conversational VoiceBot that engages borrowers in natural, human-like conversations, understands queries and objections, responds in real time, captures responses and automatically triggers the next right action - at scale and across multiple languages.

12+ Regional Languages
Engage borrowers through natural, human-like conversations in multiple languages.
Respond instantly with minimal pauses, while capturing customer responses and intent.
Go live within a week with rapid configuration, seamless integration and minimal implementation effort.
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PHYGITAL SERVICES

Tech-enabled Resolution Services

Combining intelligent technology, digital outreach and on-ground execution to help financial institutions manage collections and recovery across the complete delinquency lifecycle.

INSTITUTIONAL SCALE

Segments we Serve

One integrated collection and legal tech ecosystem designed for the needs of every lending financial institution.

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Banks

Scheduled Commercial
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NBFCs

Retail & MSME Lenders
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Fintechs

Digital Lending Apps
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MFIs

Microfinance Institutions
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ARCs

Asset Reconstruction
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HFCs

Housing Finance
REGULATORY EXCELLENCE

Security & RBI Compliance

ClearDu operates with enterprise security standards protecting institutional lender and borrower data.

ISO 27001 Certified
Information Security Management
RBI Compliance
100% Guidelines Compliance
DPDP Act 2023
Data Protection Architecture
ISO 9001 Certified
Quality Management System
IIBF DRA Certified
Certified Debt Recovery Staff
BUILT FOR MODERN FINANCIAL INSTITUTIONS

Ready to Upgrade Your Debt Recovery Efficiency?

Schedule a live walkthrough with our fintech execution specialists and discover how Collexifi, Notifi X, SARFAESI 360, and VoiceBot Solutions can automate your debt recovery with zero compliance risk.

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INDUSTRY INSIGHTS & UPDATES

Stay Updated, Join Our Community

Get the latest regulatory updates, industry trends, case studies, recovery insights and developments shaping the financial services ecosystem.

Got Questions?

Frequently Asked Questions

Find answers to common questions about ClearDu SaaS platforms, legal notice engines, and full-spectrum recovery execution.

What is ClearDu FinTech?

ClearDu FinTech is an enterprise SaaS company that helps Banks, NBFCs, ARCs, HFCs, and MFIs manage the full debt resolution lifecycle - from early reminders and collections to legal notices, SARFAESI proceedings, and recovery - through four connected technology platforms.

What problem does ClearDu solve for lenders?

Lenders often manage collections, notices, and legal recovery through disconnected tools, spreadsheets, and multiple vendors. ClearDu unifies all of this into one platform ecosystem, giving institutions 360-degree visibility and control over every account.

Which financial institutions can use ClearDu's platforms?

ClearDu is built for Scheduled Commercial Banks, NBFCs, HFCs, MFIs, ARCs, and digital lending FinTechs of any portfolio size, from early-bucket retail loans to large secured NPA accounts.

What are ClearDu's core technology platforms?

ClearDu's ecosystem includes Collexifi (omnichannel collections), Notifi X (legal notice automation), SARFAESI 360 (litigation and SARFAESI lifecycle), and VoiceBot (multilingual AI conversational agent).

Is ClearDu a software provider, a service provider, or both?

Both. ClearDu combines proprietary SaaS technology with on-ground execution - field teams, tele-calling, and legal networks - so institutions get technology and outcomes under one accountable partner.

How does ClearDu help reduce NPA (Non-Performing Asset) levels?

By automating early-stage reminders, prioritizing high-risk accounts with data-driven insights, and speeding up legal notice and SARFAESI timelines, ClearDu helps prevent accounts from slipping further into delinquency and accelerates recovery once they do.

Does ClearDu integrate with a bank's existing Core Banking System (CBS) or LMS?

Yes. ClearDu's platforms are API-ready and built for real-time, two-way integration with Core Banking Systems and Loan Management Systems, so no manual data transfer is required.

How is borrower personal data protected under the DPDP Act 2023 and ISO 27001 standards?

ClearDu is ISO/IEC 27001 certified and 100% compliant with the Data Protection and Digital Privacy (DPDP) Act 2023. All borrower data is hosted inside data centers in India, protected by encryption, with role-based access control and annual CERT-In vulnerability assessments.

How quickly can a financial institution go live with ClearDu?

Implementation with ClearDu is very quick. However timelines vary by platform and portfolio complexity; solutions like VoiceBot can be configured and go live rapidly, while enterprise-wide rollouts are scoped during a demo based on integration needs.

How is ClearDu different from a traditional collection agency?

Traditional agencies rely on manual, unorganized calling with limited visibility. ClearDu operates as a technology-led execution partner, combining automated platforms with certified field and legal teams under one accountable, auditable system.

How can I see ClearDu's platforms in action?

You can request a live software demo directly from the homepage or Contact Us page, where ClearDu's fintech specialists walk you through Collexifi, Notifi X, SARFAESI 360, and VoiceBot for your specific use case.

Does ClearDu offer a way to make loan payments directly through the website?

Yes. Borrowers and institutions can use the "Pay Now" option on the website to securely settle loans or clear invoices through ClearDu's encrypted payment gateway.