Pre-Due & Charges Collection Solutions | Reduce Delinquencies Early
Proactively reduce delinquencies with pre-due reminders and charge collections. Improve on-time payments through automated, multi-channel borrower outreach.
Overview
ClearDu’s Pre-Due & Charges Collection solution helps lenders engage borrowers before instalments are missed and outstanding charges accumulate. By using timely reminders, personalized nudges, and consistent follow-ups, lenders can significantly reduce bounce rates and rollovers into delinquency. This solution focuses on preventive collections—ensuring borrowers are aware of upcoming dues, penal charges, and outstanding fees while enabling easy repayment through digital channels.
Key Capabilities
Pre-due reminders via SMS, WhatsApp, IVR & Calling
Penal, bounce, and other charge communication
Automated reminder schedules
Digital payment enablement
How It Works
1
Loan accounts nearing due date are updated as provided by the lenders
2
Pre-configured reminder workflows are triggered
3
Borrowers receive multi-channel nudges
4
Payments are tracked in real time
5
Missed dues are escalated seamlessly
Business Impact
Lower bounce rates
Reduced delinquency entry rates
Improved on-time payment behavior
Reduced downstream recovery costs
Healthier portfolio performance
Ideal For: Retail lenders, MFIs, NBFCs, Digital lending platforms