Overview

ClearDu’s Higher Bucket Collections solution addresses accounts requiring intensive recovery efforts. It blends calling, field visits, negotiations, and analytics-driven prioritization to maximize recoveries while maintaining borrower sensitivity.
This solution is designed for lenders dealing with long-outstanding dues, partial repayments, and resistant borrowers.

Key Capabilities

Advanced bucket-wise segmentation

Calling and negotiation workflows

Field visit coordination

Settlement as per lender policies

Recovery progress tracking

Accounts are prioritized based on risk and value

Calling and field strategies are deployed

Negotiation and settlement options are offered

Outcomes are tracked centrally

Legal escalation is enabled where required

Business Impact

Improved recovery from stressed accounts

Better field productivity

Higher settlement success rates

Transparent recovery monitoring

Ideal For: Mid to late-stage delinquent portfolios across retail lending