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Your Trusted Partner For An Efficient Debt Resolution.

Debts are hard to be resolved and recovered. However, with a trustworthy agency like ClearDu, you can be assured of the best results. The best way to resolve bad debts is to have strong legal functionalities and policies. ClearDu comes with robust legal assistance to provide you with a potent legal framework and industry-regulated compliance standards. When your borrower is aware of your legal strength, you win half the journey there itself. We help you in getting your money back with the utmost dignity, lawfully.

Rightful And Lawful Debt Collections

While choosing a firm for handling legal matters, it is best to deal with someone who understands the business better. With decades of industry experience, Cleardu's legal panel provides honest and ethical advice and guidance. As a professional organization, we extend law-abiding action plans for legal and rightful debt recovery. With all the required certifications and registrations, we are committed to protect your interest and reputation.

Best legal guidance

With our centralized and decentralized legal team, get the best legal and regulatory assistance for a hassle-free debt resolution.


With the expert legal team of Cleardu you can appoint ClearDu as your legal services partner for managing the entire legal framework for your organization.

Sensible and smart

Blending technology and wisdom, we give a complete framework for different segments for a timely and necessary legal proceeding for debt collection.

Honest actions

No legal steps are made without your consent or against morality or law, for your good image will reflect on us too.

Our Services


Safe, Secure, and Smart

With money in the corridor, security is a must.
We stand by all the industry standard compliance protocols, registrations, and legal procedures.


frequently ask question

What is the default?

Default is when a borrower fails to make timely payment of the due amount as per a predefined payment structure. For example, it could be either interest payment or interest and principal amount payment.

In simple words, default is when the borrowers fail to pay bills on time.

What happens when payment of debt is not paid within the stipulated timeline?

A lending institution initiates the debt collection process.

Moreover, when you don’t pay your debt on time, you might find yourself in a situation where you have to pay fines and interest. You might also have to pay additional fees for late payment or non-payment of debt.

What is debt collection?

Debt collection is the process of pursuing payments of debts owed by individuals or businesses. It involves the collection of overdue installments, due penalties, imperfect obligations, or any other charges.

What is a debt collection agency/debt recovery agency?

An organization specializing in debt collection is known as a debt collection agency or debt recovery agency. These agencies work as per the process guidelines defined by lending institutions.

How can a debt collection agency contact me?

Debt collection agencies can contact the borrower via different communication modes or make a physical visit as per the defined process by the lending institutions.

Do I have to pay a debt collector?

If you owe money to a Creditor, you are responsible for paying it. However, there are many negative consequences of not paying an overdue debt and going to collections.

However, it is essential to check the person’s identity and ensure that the lending institution authorizes the person to collect money from you.

What happens if I don’t pay my dues/loan amount?

When you fail to pay the borrowed amount as per the agreed payment schedule, the payment default is reported to credit bureaus periodically. Therefore, this default or delayed payment reflects in your credit report.

Every lender institution follows guidelines given/set by regulators. Accordingly, your account is being reported to credit bureaus. There are various stages of default. Therefore financial institutions take action.

What is a Credit Report?

A credit report is a history of your credit behavior and contains detailed information on your loan and credit. Credit Reports are obtained from Credit Bureaus.

How do credit bureaus get my information?

Credit bureaus get information from your creditors, such as banks, NBFCs, credit card issuers, auto finance, or housing finance companies.

How does default on a card/loan affect my credit score?

Any default in credit card or loan payments will negatively reflect your credit score. The longer your dues remain unpaid and the greater the frequency of unpaid bills, the harsher the impact on your credit score.

However, if your payment is regular and if your credit score is good, it will be considered a healthy credit report