Legal expertise
Viable solutions
Robust and compliant strategies
AI-generated predictive analysis

Taking Debt Recovery Process On A Right And Fast Track.

Every institution has its own set of procedures when it comes to taking legal action. However, the biggest challenge faced by any organization is to ensure that timely action is being taken at the local level. It is extremely challenging to organize and manage step- wise legal processes and also ensure that the ultimate objective of recovery is kept at forefront. Our centralized and decentralized legal team is capable of handling various matters including, Loan demand notice, section 138 digital notice, physical notice, mediation, arbitration, filing police complaint, filing lawsuit etc.

Here Success Is Not Winning The Lawsuit But Getting Your Money Back.

Filing complaints against your borrower is never our motive as the lengthy processes of legislation can be financially and mentally burdening. But, when there is no other way out, we prepare a strong and rightful case in your favor that ensures you your hard-earned money back. We don’t accept our victory until or unless we see your money back in your account.

The technical blend of plans

We give technical X-factor to our team’s experience and expertise to fast-track the recovery process and a full collection.

Within the regulatory framework

Having expertise in the recovery of high-risk debts, the ClearDu team abides by all the protocols. Every action is lodged and within the stipulated time frame, the next action is planned in advance.

Interaction-centered collections

Having an omnichannel platform, we chase the borrower through various interaction channels and analyze the borrower's behavior for an infallible approach towards the resolution.

Other Solutions


Safe, Secure, and Smart

With money in the corridor, security is a must.
We stand by all the industry standard compliance protocols, registrations, and legal procedures.


frequently ask question

What is the default?

Default is when a borrower fails to make timely payment of the due amount as per a predefined payment structure. For example, it could be either interest payment or interest and principal amount payment.

In simple words, default is when the borrowers fail to pay bills on time.

What happens when payment of debt is not paid within the stipulated timeline?

A lending institution initiates the debt collection process.

Moreover, when you don’t pay your debt on time, you might find yourself in a situation where you have to pay fines and interest. You might also have to pay additional fees for late payment or non-payment of debt.

What is debt collection?

Debt collection is the process of pursuing payments of debts owed by individuals or businesses. It involves the collection of overdue installments, due penalties, imperfect obligations, or any other charges.

What is a debt collection agency/debt recovery agency?

An organization specializing in debt collection is known as a debt collection agency or debt recovery agency. These agencies work as per the process guidelines defined by lending institutions.

How can a debt collection agency contact me?

Debt collection agencies can contact the borrower via different communication modes or make a physical visit as per the defined process by the lending institutions.

Do I have to pay a debt collector?

If you owe money to a Creditor, you are responsible for paying it. However, there are many negative consequences of not paying an overdue debt and going to collections.

However, it is essential to check the person’s identity and ensure that the lending institution authorizes the person to collect money from you.

What happens if I don’t pay my dues/loan amount?

When you fail to pay the borrowed amount as per the agreed payment schedule, the payment default is reported to credit bureaus periodically. Therefore, this default or delayed payment reflects in your credit report.

Every lender institution follows guidelines given/set by regulators. Accordingly, your account is being reported to credit bureaus. There are various stages of default. Therefore financial institutions take action.

What is a Credit Report?

A credit report is a history of your credit behavior and contains detailed information on your loan and credit. Credit Reports are obtained from Credit Bureaus.

How do credit bureaus get my information?

Credit bureaus get information from your creditors, such as banks, NBFCs, credit card issuers, auto finance, or housing finance companies.

How does default on a card/loan affect my credit score?

Any default in credit card or loan payments will negatively reflect your credit score. The longer your dues remain unpaid and the greater the frequency of unpaid bills, the harsher the impact on your credit score.

However, if your payment is regular and if your credit score is good, it will be considered a healthy credit report